The WalletHub website says that drivers who convicted of a DUI can expect a rate increase of as much as 30 percent on their vehicle insurance. But all drivers who have a DUI in Los Angeles on their driving record may not face that same increase. Different insurance companies handle such infractions differently and consider several factors when making their decisions.
The Consumer Federation of America has released a study saying that one big factor is how rich a driver is. In a study that tested premiums quoted by five large insurers in 10 different cities, the group found that:
• Upper-income drivers with DUI often pay less than good drivers of moderate means with no accidents or tickets on their driving records. (70 percent of the 30 test cases.)
• Moderate-income drivers with perfect records pay more than upper-income drivers who caused an accident in which someone was interested. (53 percent of the 38 test cases)
• Moderate-income good drivers often pay more than upper-income drivers with multiple points on their record. (In more than 50 percent of the 36 cases)